Monday 14 January is the day the dreaded Christmas bills start to roll in, and with research predicting that one in four resorted to borrowing over the festive period; it is no surprise today has been dubbed ?Debt Day? in the UK.
By the time Christmas 2012 crept up, almost 45% of people who borrowed money the year before had still not paid it back in full. If this sounds familiar, or if you are among the many borrowers putting off opening the post this morning in fear of what you might be greeted with, don?t hesitate to seek help.
Whether it was payday loans, credit cards or overdrafts you ran into trouble with this Christmas, there are options available to you. The most important thing is not to bury your head in the sand, or take out more loans to pay off existing debt.
For advice you can trust, talk to Chiltern Debt Management on 0800 026 0066 and start the new year as you mean to go on.
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